We demonstrate our commitment to service delivery by securing external oversight.

Effective debt resolution relies on the highest quality procedures and governance practices. At Credit Style, we continually refine our approach by forming strong strategic partnerships, working closely with our industry bodies, and pursuing accreditation to the highest available standards.

Quality and Compliance

We are proud to represent a broad range of clients, sectors and industries, and we appreciate that your reputation is an immeasurably valuable asset which needs to be diligently protected.

Our quality and compliance systems ensure we maintain the right balance between results and customer service. Where necessary, these systems incorporate industry or statutory regulations aligned with your internal compliance systems, with reporting and evidence where required.

Key elements of our quality and compliance systems are certified to ISO standards, and we hold a consumer credit license regulated by the Financial Conduct Authority (FCA) for agreements formed under the Consumer Credit Act. We are also authorised and regulated by the Solicitors Regulation Authority (SRA) in the conduct of litigation services through CST Law. We are members of the Civil Court Users Association and the Credit Services Association and have adopted their code of practice to set the minimum standards we work to achieve and maintain.

High standards and accountability

We understand that listening to clients and customers is fundamental to our growth. Feedback, both positive and negative, is always taken on board at Credit Style, as that is the only way to refine our methods and improve performance. We treat all expressions of dissatisfaction from clients and their customers seriously and have a clearly defined complaints process. This all helps to influence our ongoing training initiatives too, which remain a fundamental component of our business and benefit the internal progression of our staff.

Accreditations & Memberships

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Financial Conduct Authority

We are proud to hold a consumer credit licence regulated by the FCA for agreements formed under the Consumer Credit Act.

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Solicitors Regulation Authority

The SRA regulates solicitors in England and Wales to ensure we maintain high standards. The litigation services provided by CST Law are regulated by the SRA.

Further Memberships

Certifications

We have always striven to work ethically, expertly, and efficiently

We are committed to acting ethically and professionally, and always within both the letter and the spirit of the legislation that governs our working practices. We pride ourselves on our thoughtful and sustainable approach to debt resolution, effectively balancing our clients' needs and our customers' circumstances to achieve mutually beneficial outcomes.

Conduct

All our colleagues receive extensive training, development and support to instil our mediating approach to debt resolution. Our code of conduct incorporates the principles of the Equalities Act 2010, and we do not tolerate any behaviour or practice which treats any individual or group less favourably because of age, disability, gender reassignment, marital status, race, religion, sex or sexual orientation. We respect our role as an intermediary between our clients and customers and always aim to identify a sustainable solution.

We conduct all our businesses and activities in full compliance with applicable law and regulation, including the UK Bribery Act 2020.

Policies

Equality, Diversity, and Inclusion Policy

Governance

Equality, Diversity, and Inclusion Policy

Equality, diversity, and inclusion for all internal & external stakeholders are central to our mission to change the face of debt resolution.

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Modern Slavery and Human Trafficking Statement

Governance

Modern Slavery and Human Trafficking Statement

Credit Style wholeheartedly supports the principles of anti-modern slavery, in our business and throughout our supply chain.

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Complaints Policy Statement – Unregulated Debts

Governance

Complaints Policy Statement – Unregulated Debts

This Policy Statement explains our approach to handling complaints relating to unregulated debts, for example, utility debts, car rental debt and domestic rent arrears.

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Complaints Policy Statement - Regulated Debts

Governance

Complaints Policy Statement - Regulated Debts

This Policy statement explains our approach to handling complaints relating to regulated debts, for example a loan or a finance agreement.

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Group Data Privacy Notice

Governance

Group Data Privacy Notice

Ensuring a compliant and consistent experience for our clients, customers, and colleagues.

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Cookie Policy

Governance

Cookie Policy

We use cookies to personalise content and ads, to provide social media features and to analyse our traffic.

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